Help to Buy gives first time buyers a boost up the property ladder

25th April 2022

After trying to save for a deposit while renting for over seven years, Catherine Neighbour and Johnathan Head were beginning to feel like their home ownership dream was always just out of reach. But thanks to the Government’s Help to Buy Scheme and support from Tilia Homes, the couple are now proud owners of their very first home in the Buckinghamshire village of Steeple Claydon.

Help to Buy gives first time buyers a boost up the property ladder

By using Help to Buy, Catherine, an executive assistant, and Johnathan, a machine engineer, were able to move from their rented property in Aylesbury into a four bedroom The Westwood on Tilia Homes’ Steeple View development.

Catherine explains: “Through Help to Buy we received an equity loan from the Government of 20% of the price of the property which meant we only needed a five per cent deposit and 75 per cent mortgage. This had a significant impact on what we could afford. We really wanted the low maintenance of a new-build and had done a lot of research into what was available locally.

“Steeple View offered the best of both worlds – the opportunity to live in a peaceful rural village but still offering easy access to Aylesbury, Milton Keynes and Bicester. We were actually one of the first to buy on the development and selected a lovely plot at the front of the site overlooking green open space.

“The house itself has a great layout, with the main bedroom and ensuite occupying the whole of the top floor, and we’ve converted one of the bedrooms into a home office so that I can work from home. It really did tick all the boxes for us and means we have plenty of space to grow. Our family staffy Henley is now a regular visitor and loves the back garden!”

The Help to Buy scheme is a government initiative designed to support with deposit funds for both first and existing homebuyers. Jonathan continues: “The whole process was really straightforward and the Tilia team kept us well informed throughout. As first time buyers, we definitely had a lot of questions, but everyone was really helpful and responsive.”

Catherine adds: “It has made a huge impact on our lives being here, we are a lot less stressed and have fully embraced the enjoyment of making our house a home!”

The Government’s Help to Buy scheme will come to an end in March 2023, meaning those who want to take advantage will need to have secured a new build home in 2022. Find out more.

The charming rural village of Steeple Claydon is set against the backdrop of the rolling Chiltern Hills and has a good range of amenities locally. An excellent location for commuters, the development offers easy access to the M40 and the M1 and both Aylesbury and Milton Keynes train stations are under 30 minutes away offering direct services into London.

Find out more about the range of three, four and five bedroom homes available at Steeple View, or if you’re a first time buyer looking to buy your first home, check out our First Time Buyers Guide

To view how Catherine has styled her new home, visit home.interior_lifestyle.