Shared Ownership

What is Shared Ownership?

Shared Ownership* is a affordable way to get onto the housing ladder for first time buyers and those who don’t own a home.

Tilia Homes is working in partnership with a couple of agents to offer shared ownership on selected properties across the country.

Shared ownership mortgages

If you don’t have the cash available, you’ll also need to apply for a shared ownership mortgage to cover the amount you intend to borrow.

Not all lenders offer these mortgages though so you may need to shop around. Also the deposit rates required can vary – however as a rule of thumb you’ll typically need a 5% deposit for these mortgages.

Who is eligible for shared ownership?

The eligibility criteria for shared ownership can vary depending on the provider and property, but here are some of the more common examples:

  • Your combined yearly income must be below £80,000 to be eligible for the Shared Ownership scheme.
  • You do not currently own a home.
  • You must be at least 18 years of age.
  • You must have proof you’re not in mortgage or rental arrears.
  • You have a good credit history.
  • You’re not able to purchase a home suitable for your needs on the open market.

Shared ownership providers?

If you’re interested in purchasing one of our quality new build properties at one of our developments, then you’ll be pleased to know we also have our own shared ownership schemes for you to consider.

We have partnerships with two providers, Sage Housing and Heylo with whom we have shared ownership schemes available. With the latter, the part-buy-part-rent option is called Home Reach and you can click on the two providers below to find out more.

Heylo
Sage Housing

*Click here for the T&Cs.

These scheme is currently available on a number of our developments - see below.

Manor Kingsway Derby,Derbyshire, DE22 3NH

Help to Buy Keyworker Discount Are you a first-time buyer looking to buy a home? Home Reach with Heylo Shared Ownership Armed Forces Discount
ALL PLOTS
RESERVED
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  • 2, 3 and 4 bedroom homes
  • Prices from £97,975 to £330,000

Welcome to Manor Kingsway

We build the house, you make the home.  

A collection of two bedroom apartments and two, three and four bedroom homes. The development is just a 6-minute drive from Derby city centre, and on the doorstep of some of the UK’s most beautiful countryside. It’s a great place to live, work and enjoy life.

HAVE A TREAT ON US: £8,000 towards extras in your new home. Offer ends 31st October. Don't miss out! T&C's apply.

View our flythrough for Manor Kingsway. 

Are you buying a home for the first time? Read our guide looking at Mortgages for First Time Buyers.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

The Paddocks Newcastle-under-Lyme,Staffordshire, ST5 9BD

Help to Buy Smooth Move Stamp Duty Holiday Extended Keyworker Discount Are you a first-time buyer looking to buy a home? Sage Housing Shared Ownership Armed Forces Discount ReSI Home
ALL PLOTS
RESERVED
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  • 3 and 4 bedroom homes
  • Prices from £45,125 to £279,500

Welcome to The Paddocks.

We build the house, you make the home.  

The Paddocks is a superb collection of 2, 3 and 4-bedroom homes that showcase distinctive exteriors and thoughtfully designed interiors. Plus, The Paddocks also blends in sympathetically with its existing surroundings, so the development has a genuine sense of place.

Pick your treat when you reserve The Hareford at The Paddocks. Stamp Duty paid & flooring OR £4,000 worth of extras in your new home & flooring.  PLUS receive a Ipad when you reserve by 31st October and legally complete before 17th December . Don't miss out! T&C's apply.

These thoroughly modern and stylish new homes in Newcastle-under-Lyme are built to the highest possible standard. So, whether you’re a first-time buyer looking to get on the property ladder, a growing family or someone looking to downsize, you’re sure to find a property you love at The Paddocks.

Simpson Park Harworth,South Yorkshire, DN11 8AB

Help to Buy Stamp Duty Holiday Extended Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount
ALL PLOTS
RESERVED
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  • 2 and 3 bedroom homes
  • Prices from £95,498 to £170,995

Welcome to Simpson Park

We build the house, you make the home.  

Simpson Park in Harworth is a new build development of 3 and 4 bedroom homes. Situated just off Scrooby Road.

HAVE A TREAT ON US: £2,000 deposit contribution, £1,000 towards legal fees, kitchen upgrade with integrated appliances and flooring throughout. Move in for Christmas! Offer ends 31st October. Don't miss out! T&C's apply

The ceilings and walls will be decorated with a smart white emulsion and all woodwork will be finished in a delightful white satinwood upon completion, giving you a blank canvas to add your own personal touches.

However, additional options are available on tiling and white goods should you already have any specifics in mind.

If you’re looking for a move to Harworth, then look no further than Simpson Park.

Taylor's Green Darwen,Lancashire, BB3 3LD

Part Exchange Stamp Duty Holiday Extended Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount
ALL PLOTS
RESERVED
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  • 3 and 4 bedroom homes
  • Prices from £124,998 to £359,995

Welcome to Taylor's Green

We build the house, you make the home.  

Welcome to Taylor's Green, our stunning development of new homes in Darwen. Situated in a delightful market town just south of Blackburn, the town offers the perfect setting to start your journey.

HAVE A TREAT ON US:  Stamp Duty paid, carpets and turf to rear garden. Offer ends 31st October. Secure this home with Part Exchange. Don't miss out! T&C's apply

The Pastures Leyland,Lancashire, PR26 6PJ

Stamp Duty Holiday Extended Keyworker Discount Are you a first-time buyer looking to buy a home? Home Reach with Heylo Shared Ownership Armed Forces Discount
ALL PLOTS
RESERVED
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  • 3 and 4 bedroom homes
  • Prices from £192,995 to £364,995

Welcome to The Pastures.

We build the house, you make the home.  

This stunning collection of 2, 3 & 4 bedroom homes can be found in the pleasant village of Farington Moss on the southern outskirts of Preston. It’s a great place to live, work and enjoy life.

HAVE A TREAT ON US:  Stamp duty paid. Offer ends 31st October. Don't miss out! T&C's apply.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

Alston Grange Longridge,Lancashire, PR3 3BD

Help to Buy Part Exchange Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount
ALL PLOTS
RESERVED
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  • 2, 3 and 5 bedroom homes
  • Prices from £109,998 to £342,995

Welcome to Alston Grange.

We build the house, you make the home.  

Our beautiful development of new build homes in Longridge. Situated amongst the rolling fields of the Ribble Valley, these new properties blend with their surroundings beautifully, providing you with peace and tranquillity. 

Whether you're a first time buyer or a next time buyer, Alston Grange contains a great range of new builds in Longridge, offering something for everybody! Whether you’re a couple or a growing family, you’ll find a property to suit you.

HAVE A TREAT ON US:  Stamp Duty paid, carpets and turf to rear garden. Offer ends 31st October. Don't miss out! T&C's apply


Are you a first time buyer? Read our First Time Buyers Guide here.

Sycamore Park Driffield,East Riding of Yorkshire, YO25 5YY

Part Exchange Stamp Duty Holiday Extended Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount
ALL PLOTS
RESERVED
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  • 4 bedroom homes
  • Prices from £284,995 to £334,995

Welcome to Sycamore Park

We build the house, you make the home.  

A range of stunning 3, 4 and 5 bedroom new build properties located in the pleasant and quaint East Yorkshire market town.

Our new homes in Driffield come in a variety of property styles, meaning there’s sure to be an option that suits your buying preferences and circumstances.

HAVE A TREAT ON US: £5,000 deposit contribution, kitchen upgrade with integrated appliances and spotlights. Move in for Christmas! Offer ends 31st October. Don't miss out! T&C's apply.


Want to learn more
about this offer?