Shared Ownership

What is Shared Ownership?

Shared Ownership* is a affordable way to get onto the housing ladder for first time buyers and those who don’t own a home.

Tilia Homes is working in partnership with a couple of agents to offer shared ownership on selected properties across the country.

Shared ownership mortgages

If you don’t have the cash available, you’ll also need to apply for a shared ownership mortgage to cover the amount you intend to borrow.

Not all lenders offer these mortgages though so you may need to shop around. Also the deposit rates required can vary – however as a rule of thumb you’ll typically need a 5% deposit for these mortgages.

Who is eligible for shared ownership?

The eligibility criteria for shared ownership can vary depending on the provider and property, but here are some of the more common examples:

  • Your combined yearly income must be below £80,000 to be eligible for the Shared Ownership scheme.
  • You do not currently own a home.
  • You must be at least 18 years of age.
  • You must have proof you’re not in mortgage or rental arrears.
  • You have a good credit history.
  • You’re not able to purchase a home suitable for your needs on the open market.

Shared ownership providers?

If you’re interested in purchasing one of our quality new build properties at one of our developments, then you’ll be pleased to know we also have our own shared ownership schemes for you to consider.

We have partnerships with two providers, Sage Housing and Heylo with whom we have shared ownership schemes available. With the latter, the part-buy-part-rent option is called Home Reach and you can click on the two providers below to find out more.

Heylo
Sage Housing

*Click here for the T&Cs.

These scheme is currently available on a number of our developments - see below.

Manor Kingsway Derby,Derbyshire, DE22 3NH

Help to Buy Keyworker Discount Are you a first-time buyer looking to buy a home? Home Reach with Heylo Shared Ownership Armed Forces Discount Part Exchange Smooth Move
ALL PLOTS
RESERVED
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  • 2, 3 and 4 bedroom homes
  • Priced at £291,500

Welcome to Manor Kingsway

A collection of two bedroom apartments and two, three and four bedroom homes. The development is just a 6-minute drive from Derby city centre, and on the doorstep of some of the UK’s most beautiful countryside. View our flythrough for Manor Kingsway. 

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

The Paddocks Newcastle-under-Lyme,Staffordshire, ST5 9BD

Help to Buy Smooth Move Keyworker Discount Are you a first-time buyer looking to buy a home? Sage Housing Shared Ownership Armed Forces Discount ReSI Home Part Exchange
ALL PLOTS
RESERVED
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  • 3 and 4 bedroom homes
  • Prices from £210,500 to £288,500

Welcome to The Paddocks.

The Paddocks is a superb collection of 2, 3 and 4-bedroom homes that showcase distinctive exteriors and thoughtfully designed interiors. Plus, The Paddocks also blends in sympathetically with its existing surroundings, so the development has a genuine sense of place. Take a tour around our development by clicking here.

Reserve plot 201, a detached Hareford by 31st May and receive flooring and turf.  T&C's apply.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

Simpson Park Harworth,South Yorkshire, DN11 8AB

Help to Buy Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount Part Exchange Smooth Move
ALL PLOTS
RESERVED
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  • 4 bedroom homes
  • Priced at £265,995

Welcome to Simpson Park

Simpson Park in Harworth is a new build development of 2, 3 and 4 bedroom homes. Situated just off Scrooby Road. If you’re looking for a move to Harworth, then look no further than Simpson Park. 

Last remaining home, call now so you don't miss out!

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

Taylor's Green Darwen,Lancashire, BB3 3LD

Part Exchange Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount Smooth Move
ALL PLOTS
RESERVED
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  • Prices awaiting release

Welcome to Taylor's Green

Welcome to Taylor's Green, our stunning development of 3 & 4 bedroom new homes in Darwen. Situated in a delightful market town just south of Blackburn, the town offers the perfect setting to start your journey.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.


The Pastures Leyland,Lancashire, PR26 6PJ

Keyworker Discount Are you a first-time buyer looking to buy a home? Home Reach with Heylo Shared Ownership Armed Forces Discount Part Exchange Smooth Move
ALL PLOTS
RESERVED
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  • 3 and 4 bedroom homes
  • Prices from £223,995 to £324,995

Welcome to The Pastures. 

This stunning collection of 2, 3 & 4 bedroom homes can be found in the pleasant village of Farington Moss on the southern outskirts of Preston. It’s a great place to live, work and enjoy life.

OFFER: Reserve  plot 130 before 31st May and receive £1,500 towards your moving . The homes also comes with a superb kitchen upgrade with integrated appliances. T&Cs apply.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

Alston Grange Longridge,Lancashire, PR3 3BD

Help to Buy Part Exchange Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount Smooth Move
ALL PLOTS
RESERVED
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  • 2, 3, 4 and 5 bedroom homes
  • Prices from £110,998 to £342,995

Welcome to Alston Grange.

Our beautiful development of 2, 3, 4 & 5 bedroom new build homes in Longridge. Situated amongst the rolling fields of the Ribble Valley, these new properties blend with their surroundings beautifully, providing you with peace and tranquillity.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

Are you a first time buyer? Read our First Time Buyers Guide here.

Sycamore Park Driffield,East Riding of Yorkshire, YO25 5BT

Part Exchange Keyworker Discount Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo Armed Forces Discount Smooth Move
ALL PLOTS
RESERVED
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  • 4 bedroom homes
  • Prices from £292,995 to £341,995

Welcome to Sycamore Park

A range of stunning 2, 3 and 4 bedroom new build properties located in the pleasant and quaint East Yorkshire market town.

Our new homes in Driffield come in a variety of property styles, meaning there’s sure to be an option that suits your buying preferences and circumstances.

OFFER: Reserve  plot 72 in May and receive a kitchen upgrade including integrated fridge freezer, dishwasher and washing machine. Offer ends 31st May. T&C's apply.

Do you want to work out how much you can afford? You can use our Mortgage Calculator to find out your mortgage affordability.

Want to learn more
about this offer?